Last Updated: January 15, 2026
Important: Please read these Terms of Service carefully before using our website. By accessing or using Smart Money Guide, you agree to be bound by these terms.
By accessing and using Smart Money Guide (the "Service"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, please do not use our Service.
These Terms of Service apply to all visitors, users, and others who access or use the Service.
Smart Money Guide is a financial education and comparison platform that provides:
Our Service is intended for informational and educational purposes only.
Disclaimer: The information provided on Smart Money Guide is for general informational purposes only and should NOT be considered as professional financial advice, investment advice, tax advice, or legal advice.
You should always:
Our Service contains links to third-party websites, products, and services that are not owned or controlled by Smart Money Guide.
We have no control over, and assume no responsibility for:
We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
Smart Money Guide may receive compensation from some of the companies whose products and services we feature. This compensation may take various forms, including:
This compensation may influence which products we write about and where they appear on our pages. However, our editorial content is based on objective analysis and is not influenced by our advertising relationships.
For more information, please see our Advertiser Disclosure.
When using our Service, you agree NOT to:
The Service and its original content, features, and functionality are owned by Smart Money Guide and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
You may not:
While we strive to provide accurate and up-to-date information, we make no representations or warranties about:
Financial products and their terms are subject to change without notice. Always verify current terms directly with the financial institution before applying.
To the fullest extent permitted by applicable law, Smart Money Guide shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
In no event shall our total liability exceed one hundred dollars ($100).
You agree to indemnify, defend, and hold harmless Smart Money Guide and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorney's fees) arising out of or related to:
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED.
We disclaim all warranties, including but not limited to:
We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms.
Upon termination, your right to use the Service will cease immediately.
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in the United States.
We reserve the right to modify or replace these Terms at any time at our sole discretion. We will provide notice of material changes by:
Your continued use of the Service after any changes constitutes acceptance of the new Terms.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and Smart Money Guide regarding the use of the Service.
If you have any questions about these Terms of Service, please contact us: