Disclaimer & Advertiser Disclosure
Last Updated: January 15, 2026
📢 Advertiser Disclosure
Smart Money Guide is an independent, advertising-supported comparison service. We may receive compensation from the companies whose products and services we feature. This compensation may influence which products we write about, how they appear on the page, and the order in which they appear. However, this does not influence our evaluations. Our opinions are our own.
How We Make Money
Smart Money Guide earns money in the following ways:
- Affiliate Commissions: When you click on links to financial products and apply or sign up, we may earn a commission from the product provider. This comes at no additional cost to you.
- Display Advertising: We display advertisements from various advertising networks. We earn revenue when these ads are viewed or clicked.
- Sponsored Content: Occasionally, we may publish content that is sponsored by financial companies. Such content is always clearly labeled.
Editorial Independence
Despite our financial relationships with advertisers:
- Our editorial content is based on thorough research and analysis
- We strive to provide accurate, unbiased information
- Compensation does not influence the substance of our reviews or rankings
- We include products from companies that don't compensate us
- We clearly disclose when content is sponsored
Financial Disclaimer
⚠️ Important Notice
The information provided on Smart Money Guide is for educational and informational purposes only. It should NOT be considered as:
- Professional financial advice
- Investment advice
- Tax advice
- Legal advice
- A recommendation to buy, sell, or hold any financial product
Before Making Financial Decisions
We strongly recommend that you:
- Consult with a qualified financial advisor, tax professional, or attorney
- Carefully read all terms, conditions, and disclosures of any financial product
- Consider your personal financial situation, goals, and risk tolerance
- Compare multiple products and offers before making a decision
- Verify all information directly with the financial institution
Product Information Disclaimer
Regarding the financial products featured on our website:
- Rates and Terms: Interest rates, APRs, fees, and other terms are subject to change at any time without notice. The rates shown are for illustrative purposes and may not reflect current offers.
- Eligibility: Approval for financial products depends on factors including creditworthiness, income, and other criteria set by the lender or issuer.
- Availability: Products and offers may not be available in all states or to all consumers.
- Accuracy: While we strive for accuracy, we cannot guarantee that all information is current or error-free.
Third-Party Links Disclaimer
Our website contains links to third-party websites, products, and services. We are not responsible for:
- The content, accuracy, or opinions expressed on third-party sites
- The privacy practices or security of linked websites
- Any products, services, or transactions conducted through third-party sites
- Any damages or losses resulting from your use of third-party services
The inclusion of a link does not imply endorsement of the linked site by Smart Money Guide.
Video Content Disclaimer
Our video guides and tutorials are provided for educational purposes:
- Videos present general information, not personalized advice
- Strategies discussed may not be suitable for everyone
- Results may vary based on individual circumstances
- Always verify information with qualified professionals
Credit Card & Loan Disclaimer
Credit Cards: Credit card offers that appear on this site are from credit card companies from which we may receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.
Loans: Personal loan offers on this site are provided by lending partners. Loan terms, including APR, will vary based on each lender's criteria. Rates shown are examples only and may not reflect currently available rates.
Insurance Disclaimer
Insurance quotes and information:
- Are provided for illustrative purposes only
- May not reflect actual premiums you would pay
- Actual premiums depend on many factors including location, coverage, and personal history
- We recommend obtaining quotes directly from insurance providers
Investment Disclaimer
Regarding investment information:
- Past performance does not guarantee future results
- All investments carry risk, including potential loss of principal
- We do not provide personalized investment recommendations
- Consult a licensed financial advisor for investment decisions
No Guarantees
Smart Money Guide makes no guarantees regarding:
- The accuracy, completeness, or timeliness of information
- The availability of any product or offer
- Your eligibility for any financial product
- The outcome of any financial decision
Limitation of Liability
To the maximum extent permitted by law, Smart Money Guide shall not be liable for any damages arising from:
- Your use of or reliance on information provided on this website
- Any financial decisions made based on our content
- Errors or omissions in our content
- Any third-party content or services
Updates to This Disclaimer
We may update this Disclaimer from time to time. The "Last Updated" date at the top of this page indicates when it was last revised. We encourage you to review this page periodically.
Contact Us
If you have questions about this Disclaimer or our advertising practices:
- Email: disclosure@yourdomain.com
- Contact Page: Contact Us